WHAT WE OFFER
Flexible Loan Solutions for Every Real Estate Investor
At Lennox Lending, we offer a diverse range of loan programs tailored to meet the unique needs of real estate investors and developers nationwide. Whether you’re building from the ground up, expanding your rental portfolio, or financing a fix-and-flip project, we’ve got you covered. Our streamlined process, competitive terms, and hands-on approach ensure you get the right funding, right when you need it. Explore our loan options and partner with a lender that’s invested in your success.
New Construction Loans
- Ideal for ground-up developments or heavy renovations.
- Loan Amounts: Starting from $250,000
Term Length: 9–24 months
Leverage: Up to 85% Loan-to-Cost (LTC), 100% of construction budget
LTV: Up to 75%
Eligible Properties: SFR, Multifamily
Minimum FICO: 660
Fix & Flip
- For acquisitions or refinances—perfect for BRRRR investors.
- Loan Amounts: Starting from $200,000
Term Length: 9–24 months
Leverage: Up to 85% LTC, 100% of construction budget
LTV: Up to 75%
Eligible Properties: SFR, Multifamily
Minimum FICO: 620
Bridge
- Short-term financing for acquisitions, debt recapitalizations, or renovations.
- Loan Amounts: Starting from $200,000
Term Length: 9–24 months
LTV: Up to 80%
Eligible Properties: SFR, Multifamily
Minimum FICO: 660
Long Term Rental Loans
- Capital for stabilized properties.
- Loan Amounts: Starting from $200,000
Term Options: 5, 7, 10, 30 years (interest-only options available)
LTV: Up to 80%
Eligible Properties: SFR, Multifamily
Minimum FICO: 600
Home Building Loans
- For builders covering land acquisition, A&D financing, and vertical construction.
- Loan Types: Build-to-rent, Land Acquisition, A&D, Horizontal Development
Term Length: 18–36 months
Leverage: Up to 85% LTC
Minimum FICO: 660
Direct Lending Throughout The USA*
We can help clients find personalized solutions for their construction loans and tailor financing options to meet their specific needs, including hard money loans.
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We Believe in Hard Work
Our committed loan officers and operations team are always ready to provide you with clear answers and expert guidance. We go above and beyond to ensure your questions are addressed quickly and professionally.
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Creative & Innovative Financing
We leave no stone unturned in our quest to deliver financing solutions that perfectly fit your needs. Our approach is efficient and effective, designed to get the job done right, every time.
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Understanding Our Client's Needs
Our priority is your individual situation. We invest the necessary time to listen to and understand your goals deeply, providing you with honest feedback and tailored solutions that empower you to achieve them.
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You're In Good Hands
With years of industry experience, you can trust that you’re partnered with seasoned professionals. We’ve successfully navigated countless scenarios and are fully equipped to help you thrive.
We Are Ready to Meet Your Financial Needs
If you’re looking for a personal loan, home mortgage, or customized assistance and expert advice designed specifically for you, our dedicated team is here to confidently guide you through the process every step of the way.
APPLY NOW*At this time, we are unable to lend in NEVADA, MINNESOTA, NORTH DAKOTA, SOUTH DAKOTA, VERMONT, and WEST VIRGINIA.
**Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.
***Leverage advertised is the highest offered. Actual leverage and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.