What Is a Bridge Loan?
Flexible Short-Term Financing for Real Estate Investors in Los Angeles – Lennox Lending
At Lennox Lending, we specialize in Bridge Loans designed for real estate investors in Los Angeles and across California who need fast, flexible capital to acquire, renovate, or refinance investment properties. Our bridge loans offer short-term, asset-based financing that helps you move quickly—without jumping through traditional hoops.
📞 Call Us Today: 424-252-6849
📧 Email: sales@lennoxlending.com
🏗️ Bridge Loans for Real Estate Investors
A Bridge Loan is a short-term real estate loan—typically between 12 to 18 months—used by investors who need immediate financing while transitioning between properties, closing a deal fast, or completing a renovation. Unlike conventional loans, bridge loans don’t rely heavily on personal credit or income. Instead, they’re secured by the property itself and focus on Loan-to-Value (LTV).
These loans are perfect for:
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Construction Take-Outs
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Fix & Flip Projects
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Cash-Out Refinancing
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Quick Property Purchases
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Bridge to Perm Financing
🔑 Why Choose a Bridge Loan from Lennox Lending?
✔️ Fast Approvals – Close in as little as 7–10 business days
✔️ Flexible Guidelines – No tax returns, no W-2s, no income verification
✔️ Interest-Only Payments – Keep monthly expenses low
✔️ No Minimum Credit Score Required
✔️ Foreign Nationals Eligible
✔️ Blanket Loans Available – Finance multiple properties under one loan
✔️ Loan Amounts from $100K–$5M
✔️ Up to 75% LTV
✔️ No Prepayment Penalty Options
Whether you’re working on a residential rehab or a commercial acquisition, our Los Angeles-based team can structure the right bridge loan for your project.
🔒 What Is a Hard Money Bridge Loan?
A Hard Money Bridge Loan is a type of asset-based loan secured primarily by the property’s value—not your personal credit or financial history. It’s a go-to funding option for:
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Self-employed borrowers
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Investors with credit challenges
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Individuals who can’t qualify for traditional financing
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First-time investors needing quick capital
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We prioritize property potential and exit strategy—not bureaucracy.
💡 Why Use a Bridge Loan?
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Speed – Close deals fast in competitive markets
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Flexibility – Use for purchase, rehab, or refinance
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Simple Requirements – Less documentation, quicker underwriting
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Leverage Equity – Tap into existing property value
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No Seasoning Required – Ideal for newly purchased or rehabbed properties
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🧱 Bridge Loans vs. Term Loans – What’s the Difference?
| Feature | Bridge Loan | Term Loan |
|---|---|---|
| Duration | 9–24 months (short-term) | 1–30 years (long-term) |
| Purpose | Transitional, Fix & Flip, Quick Deals | Long-term hold, rental income |
| Underwriting | Asset-based | Income and credit-based |
| Interest Rates | Higher (9.99% and up) | Lower (starting at 6.99%) |
| Repayment | Interest-only | Principal + interest (amortized) |
| Loan Amounts | $100K–$5M | $100K+ |
Bridge loans are ideal for investors who:
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Need funding before permanent financing is secured
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Want to avoid selling an existing property before buying another
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Need to act fast in a competitive market
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👥 Who Should Use Bridge Loans?
Bridge loans are great for:
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New investors who lack credit or income history
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Experienced flippers needing quick rehab capital
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Self-employed borrowers unable to qualify traditionally
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Investors facing time-sensitive closings
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At Lennox Lending, we make the bridge loan process smooth, transparent, and fast—so you can focus on executing your investment strategy.
🌐 Why Work With Lennox Lending?
We’re Los Angeles’ trusted private lending partner, helping investors throughout California and beyond. Unlike traditional banks, we don’t send your application through endless channels. Our team reviews, underwrites, and approves your loan in-house—for fast turnarounds and real answers.
✅ No Junk Fees
✅ No Upfront Fees
✅ No Tax Returns Required
✅ Pre-Approvals Within 24 Hours
✅ Nationwide Reach with Local Expertise
🏁 Ready to Bridge the Gap?
Whether you’re flipping a property, purchasing under a time crunch, or refinancing for cash-out—we’ve got the loan solution to keep your investment moving.
📞 Call: 424-252-6849
📧 Email: sales@lennoxlending.com
🌐 Apply Online: http://lennoxlending.com
Lennox Lending – Private Lending, Made Simple.